Grand Oaks Dental Blog
Posts for: January, 2015
Actor Michael Douglas shocked TV audiences across the country when he announced on the David Letterman Show in 2010 that he has stage IV oral cancer. Fortunately, the cancer had not spread and his radiation and chemotherapy treatments were successful. This year, Douglas teamed up with the Oral Cancer Foundation to warn others about the dangers of the disease and the importance of early detection. In particular, he wants younger people to know that even if they don't smoke and drink a lot, as he admitted to Letterman that he did, they are still at risk.
As Douglas states in a PSA he made with the foundation, “the fastest growing segment of the people developing oral cancers are young, non smokers.” That's due to a strain of the Human Papilloma Virus known as HPV16 that can be transmitted through oral sex. So it's important to avoid risky sexual behaviors and to be screened regularly for this devastating disease that claims one life every hour in the U.S., according to the Oral Cancer Foundation.
An oral cancer screening is a simple visual and tactile exam done right here at the dental office. We will feel your neck for lumps and inspect your lips and all inside surfaces of the mouth, including the back of your throat, for any suspicious signs. If any are found, a biopsy (laboratory analysis of a tissue sample) can be ordered.
Most oral cancers are “squamous” (small scale-shaped) cell carcinomas that occur in the lining of the mouth and are often preceded by recognizable changes (lesions) of the oral membranes. White or red patches begin to form in the pre-cancerous stage, and as the cancer develops, a non-healing ulcer may appear. If you notice any such changes in your mouth, please let us know.
Michael Douglas ends his PSA with the following plea: “So please, the next time you visit your dentist or your medical doctor, ask for this simple screening. Finding oral cancer in its earliest stages may save your life.” We agree, which is why we always perform this screening during your regular dental check-up. If it's been a while since your last appointment, please come in and see us.
If you would like more information about oral cancer, please contact us or schedule an appointment for a consultation. You can learn more about the disease in the Dear Doctor magazine article “Oral Cancer.”
Most of us think of insurance as a means to protect us and our families from unforeseen loss. While that’s the general definition, some insurance plans — like dental — don’t quite work that way.
The typical dental plan actually works more like a discount coupon for dental services. Most are part of an employer-based benefit package and usually “fee-for-service”: the insurance company pays for part or sometimes the entire bill after your dental visit based on a fee schedule laid out in the policy.
A plan’s benefits depend on what the insurer offers to cover and what level of coverage your employer (or you) are willing to pay for. Typically, the more items covered under the policy, the higher the premium. Any deductibles (the amount you must pay out of pocket before receiving any plan benefits) can also affect the premium — the lower the deductible, the higher the premium.
The benefits may also be limited due to what a patient’s dentist charges for services. Most insurers pay benefits based on what they determine to be the “usual, customary and reasonable” (UCR) fee for a particular service. The dentist’s fees are most often higher, however, resulting in the patient paying a higher percentage of the bill.
Still, a dental plan can work to your financial advantage, especially if it’s employer-based with premiums paid by your employer. It may not be advantageous, however, if you’re paying the premiums. For example, a person without insurance might spend on average $200 a year for basic dental care (mostly preventative — checkups and cleanings), while a person with insurance may have those expenses covered, but are paying yearly premiums of $500 or more for the plan.
You should also consider one other factor: our first priority as dentists is to pursue the best course of treatment for your particular dental needs, which may not always align with what your policy covers. At the same time, we understand the limitations you may be under with your plan — we work in this world every day. We’ll certainly assist you in navigating the insurance waters to achieve the best care for what you can afford.
If you would like more information on dental insurance and other financial arrangements, please contact us or schedule an appointment for a consultation. You can also learn more about this topic by reading the Dear Doctor magazine article “Dental Insurance 101.”